ST. LOUIS (KMOX) – Wells Fargo customers with a smartphone can withdraw money from an ATM using the bank’s app.

A one-time-only-use only 8-digit code is produced, and access is granted to the ATM after entering that code as well as a traditional pin. The company says 20 million customers use the app and all of them can use the new technology at all of Wells Fargo’s 13 thousand ATMs.

A bank executive says the future is card-less, but experts say it may take a while for the technology to catch on before we can leave our cards and wallets at home.

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